By October 1, 2013, all employers must provide notices to their employees, whether they are part time or full time, explaining their health care options. These notices should also include information about federal and state health insurance marketplaces.
There are 2 model notices that the Department of Labor has provided that can be used. Both are listed below.
If you are an employer who PROVIDES insurance, please fill out this form: Employers with Insurance Plans Form.
On this form you must:
- Complete items 3-12 on page 2
- Answer whether or not you provide coverage to all employees or some
- If you only provide to some, you must list eligible employees. Example: Full-time employees only.
- Answer whether or not you offer coverage to eligible dependents. This is not asking what you pay, it is simply asking if you offer coverage.
- To check the last box, you must obtain information from your insurance agent as to whether or not you are meeting the minimum value standard
- You do not have to complete Page 3
- Provide completed copies of the notices to each employee before October 1st, 2013.
- Have the employee sign off verifying they have received a copy of the notice.
If you are an employer who DOES NOT provide insurance, please fill out this form: Employers Who Do Not Provide Health Insurance
On this form you must:
- Complete items 3-12 on page 2
- Provide completed copies of the notices to each employee before October 1st, 2013.
- Have the employee sign off verifying they have received a copy of the notice.
As of 2014, employers will have 14 days from the start date of any new employee to provide a notice.
How Can you Get More Information?
The marketplace can help you evaluate your coverage options, including whether or not you are eligible for coverage through the Marketplace and its cost.
Please visit www.HealthCare.gov for more information, including an online application for health insurance coverage and contact information for a Health Insurance Marketplace in your area.